Zenith rates
Imputation Bonds
HIGHLY RECOMMENDED
Click
here to see the full report
Product Updates
Click
here Imputation Bond Portfolio #18 - Perpetual Mortgage
Portfolio
Financial Planners
Strategies for Using Imputation
Bonds
These strategies and many others are covered
in greater detail in the Part A PDS “Planning Strategies for
Imputation Bonds”
Financial Planning
Imputation Bonds are ideal for meeting
“life-event” objectives, such as sinking fund strategies for
repaying debt, financing education, health contingencies, in
succession and business applications. They can also assist with
qualifying for various “income-tested” government benefits and
rebates.
Estate Planning
Use an Imputation Bond to provide
tax-effective inheritances, with flexibility to structure your
investment either as part of, or outside of your Will and legal
estate. Tax-Free distributions are made to your estate
beneficiaries or to the Bond's directly Nominated
Beneficiaries.
Case studies
Alternative Investment Structure
Strategies
The taxation and other features of the modern
insurance bond can favourably position an Imputation Bond as
against using family trusts and private companies in some
instances.
Alternative Superannuation
Strategies
For some higher taxed investors, Imputation
Bonds can be an attractive, accessible alternative to
non-compulsory superannuation. For others, they might be used to
supplement superannuation in retirement - without super's
Preservation Age restrictions, contribution caps or general
prohibition on loan security use in gearing strategies.
Loan and Gearing
Use the Bond’s borrowing capacity as loan security. Tax
deductibility of interest generally applies for loans used for
business and investment purposes
Case study
Paying out an
Investment Loan
Creditor Protection
As an Imputation Bond is technically an
“investment-linked” life insurance contract, it can carry valuable
protections against creditors in the event of bankruptcy.
Financial Adviser Tools
Insurance Bonds Explained -
Video
Aged Care Calculator as
at March 2012 UPDATED
Imputation
Bond Cash Option Calculator
Imputation Bond
Investment Portfolio Options APIR Codes
Please contact your Austock Business
Development Manager for further information about how Imputation
Bonds can assist meet your clients' financial goals.